Fino Mitra

Fino Mitra is a merchant banking application that transforms your business into a neighbourhood financial hub. With Fino Mitra, you gain access to a complete suite of banking and payment services designed to help you serve your community while growing your earnings through attractive monthly commissions.

Expand your service offerings and build customer loyalty with account opening and management capabilities. Open Savings and Current Accounts on behalf of Fino Payments Bank using eKYC, then manage these customers as your growing portfolio. Issue Debit Cards instantly and generate PINs right through the app, enabling you to onboard new account holders seamlessly.

Streamline money transfer services for your customers with the ability to transfer funds to any bank account across India. Provide cash withdrawal options through multiple channels: use MicroATM technology to help customers withdraw from any bank account via Mastercard, Visa, or Rupay Debit Cards, or enable Aadhaar-based withdrawals (AePS) through biometric authentication for maximum accessibility. Accept cash deposits from customers and manage these transactions efficiently.

Deliver essential utility services that keep customers returning to your business. Process bill payments across electricity, water, and telecom providers through Bharat Bill Payment System (BBPS). Offer mobile recharges instantly. Help customers protect their future by nominating them for health, general, and life insurance policies through partner providers including ICICI Lombard, ICICI Prudential, and Exide Life. Manage policy renewals and assist with claims settlement directly through the app.

For partner organizations requiring cash management support, Fino Mitra allows you to act as an access point for cash deposit facilities, creating additional revenue opportunities.

The platform is built with merchant success in mind. Navigate a secure, intuitive interface with transaction history at your fingertips and 24/7 availability. Stay informed through dedicated sections for important announcements, real-time update tickers, latest schemes, customer offers, and cross-sell prompts—ensuring you never miss an opportunity to grow your business. Fino Mitra delivers the tools, security, and support you need to become your customers' trusted financial partner.